links to relevant industry sites
Web Links . The HEART program deals with delinquent residential mortgage loans and the consumers and loan servicers involved in those transactions. The following links are provided as a courtesy, and may contain useful information to our visitors. We are not responsible for the content of any such site, for their privacy policies or terms of use.
AnswerMine (www.answerminegroup.com). Coupling technology, data and analytics Answer Mine is able to identify "high yield" candidates for targeted restructuring on large scale portfolios.
Making Home Affordable ( www.makinghomeaffordable.gov). The United States Treasury has launched a website to help homeowners determine if they are eligible under the government initiative to improve home affordability.
Urban Settlement Services (www.urbansettlement.com). A minority business enterprise devoted to providing a comprehensive suite of premiere real estate information products and services, including home retention strategies.
LOGS Network (www.logs.com). A sister company of HEART that includes information about the various services HEART offers and the nationwide legal network to which we provide certain services for a fee.
Consumer Credit Counseling Service (www.cccservices.com). CCCS is a non-profit, 501(c)3 counseling agency based in Columbus, Ohio. CCCS of the Midwest is the nation’s first and oldest non-profit consumer credit counseling agency and offers comprehensive, confidential counseling that addresses individual financial situations and identifies options in the person’s best interest. CCCS provides in-person, telephone and Internet counseling throughout the country and has over 50 community-based offices in 8 states – Ohio, Kentucky, Tennessee, Florida, Kansas, Missouri, Indiana, and Western Pennsylvania.
eMason, Inc. (www.emason.biz). eMASON is a technology solutions provider that drives enterprises to dramatically reduce costs, increase productivity, and expand into new global markets all at once. It developed Clarifire, a business process manager that is being integrated into Early Resolution but also has the capability to provide loss mitigation analysis on its own.
Community Empower (www.communityempower.com/lto). Community Empower (HYCA), is a rescue fund for distressed sub-prime mortgage portfolios now held by investors. For the investor, the program recycles the defaulting borrower from the cash-stressed subprime portfolio, and creates a good bank holding an investment-grade performing loan portfolio under a structure better designed to withstand a borrower default.
